Chx Stub - Electronic Pay Stubs - Eliminate Expensive Printing and Mailing Costs

Chx Stub Privacy Policy
Chx Stub recognizes the value of your privacy and is committed to protecting the confidentiality of your company, your clients and your personal information. We do not collect any personal data without your consent. Initiating the Chx Stub application process constitutes consent for us to use the information you provide as described in this policy.

We strongly advocate the protection of our customers' privacy and are committed to ensuring that your personal and company information is safeguarded. We have adopted the following privacy principles in the belief that they effectively capture our commitment to you.

	We recognize and respect our customers' expectation of privacy.
	We collect and use only the information needed for legitimate business purposes.
	We employ security measures that guard access to and disclosure of information.
	We will not disclose personally identifiable information to third parties unless there is an appropriate legal or business justification.
	If we contract with a company to perform specific services that require us to provide them access to customer information, we require that company to maintain the confidentiality of customer information.
	We will continuously assess our business practices to ensure that customer privacy is respected.

As part of our commitment to protecting your privacy, we are always working to ensure that our procedures and systems are relevant and supply the appropriate safeguards, and we will regularly conduct audits of our systems and Privacy Policies to ensure compliance.

Information Practices

1. Recognition of Customer's Expectation of Privacy

We recognize and respect the privacy expectations of our customers, and are committed to taking the steps necessary to safeguard the information entrusted to us. Procedures are in place that are designed to prevent misuse of private information.

2. Collection and Use of Customer Information

We collect, retain, and use your personal information only in instances when we reasonably believe that the information will help to complete the application process, to provide individually tailored services, and to provide you with other opportunities. We use your information to administer business transactions, to provide you with status updates, to comply with laws and regulations, to help us design or improve our services, and to understand your needs so that we can provide you with superior service.

We do not collect any personal data without your consent, and the personally identifiable financial information you provide us will be for use with the Chx Stub services only. By initiating the application process, you consent to our collection and use of this information for this purpose.

To ensure the accuracy, timeliness, and thoroughness of information, we use only reputable sources of data to cross-reference against application information. Information that you submit during the application process is not subject to modification.

3. Limiting Employee Access of Information

To protect the confidentiality and privacy of credit information about individuals and small businesses, we limit employee access to your files. We are committed to ensuring that individuals with access to consumer information do not utilize the data for unauthorized purposes. To ensure that each employee understands their responsibility, employees sign a written confidentiality agreement before they are granted access to your data. We are also committed to taking strong enforcement actions if necessary.

4. Protection of Information

We maintain security procedures to help prevent unauthorized access to confidential information. We update and test our technology to assure the integrity of our systems - and to improve upon our existing privacy safeguards wherever possible.

We back our Privacy Principles with some of the best security technology available. We use SSL (Secure Socket Layer) Technology to ensure that your application information cannot be accessed during transmission to our servers. We also use SSL authentication technology to confirm the identity of both the computer sending and the computer receiving your application information. This safeguard keeps unauthorized people and companies from accessing your information. We also use technical security measures to prevent unauthorized access to data stored on our secure servers.

5. Restrictions on the Disclosure of Account Information

State and federal agencies require us to provide certain information regarding the number of financing applications submitted to us. This information, when disclosed, is in aggregate form and does not contain any of your personally identifiable information. State and federal examiners may periodically audit consumer files. These audits ensure that we are complying with the regulations in place to protect consumers.

6. Privacy in Business Relationships with Third Parties

Information regarding our customers is used solely in the legitimate conduct of business to deliver products and services, to design products, and to provide special offers designed to meet the specific needs of our customers.

You have the option of getting updates from us about our new financial products and services that may meet your business needs.

We will not reveal personally identifiable information to any third party unless we have been authorized by you, have previously informed you in disclosures or agreements that we plan to do so, or are required by law to do so.